TERMS, DISCLAIMERS AND CONDITIONS 
REGARDING
PROGRAMS, SEMINARS AND PRODUCTS
The following are the terms and conditions relating to your participation in
and/or attendance at Kingdom Builders Academy and/or Tamara Lowe’s live events,
coaching and consulting, and live seminars (hereafter referred to in the
singular tense as “Seminar”), as well as virtual seminars, online seminars,
teleseminars, webinars, telephone/ online/ virtual training, and telephone/
online/ virtual consulting and coaching programs, (hereafter referred to in
the singular tense as “Program”), written, digital, electronic and recorded
products (“Products”) which are produced by Kingdom Builders Academy, LLC
(“Promoter”). These terms and conditions are relevant to all Kingdom Builders Academy, LLC events, Seminars, Programs and Products including but not
limited to Kingdom Builders Academy, Creating Your Expert Image, Public Speaking
Success, TeleSeminar & Webinar Success, Product Blast Boot Camp,
Believer’s Edge, E-Commerce Millionaires, How to Sell, Pearl Sales,
Catalyst, Inner Circle, Fast Track Coaching and Magnetic Marketing.
By registering for and/or participating in the Promoter’s Program,
purchasing or utilizing the Promoter’s Products, or registering for and/or
attending or participating in the Seminar at any of our locations (“Venue”),
you (the “Attendee”) indicate your acceptance of, agreement with, and
obligation to these Terms and Conditions. If you have objections to the
following Terms and Conditions, you should not register for, purchase,
utilize or participate in the Program or Products or register for or attend the
Seminar.
Attendee Conduct
Promoter requires all Attendees to be courteous to our staff, hosts, speakers,
and other attendees and their guests or families throughout the Seminar/
Program, even between scheduled events and during breaks. At the sole
discretion of the Promoter’s staff, representative(s) or agents(s), the
Promoter reserves the right to ask Attendee and/or their guests to leave the
meeting room and Venue immediately, and/or cease their participation in the
Seminar/ Program, should they be deemed discourteous, uncooperative,
unprofessional, a potential threat to the safety of others, intoxicated or in
possession of alcohol or any illegal substance. In such case, the Attendee’s
tuition/fees for the Seminar, Program and/or Products will not be reimbursed
under any circumstances and they will not receive any future Products,
services or correspondence from Promoter. Attendee will also not receive
any of our advertised bonuses or qualify for our satisfaction guarantees or
any other written or implied guarantee.
Liability Waiver
Attendee is legally responsible for their safety and behavior and agrees to,
and is held legally liable to, the following statements:
I, the willing Attendee of the Seminar and/or participant in the Program
and/or Products hereby accept all risk to my health and of my injury or death
that may result from participating in the Seminar/ Program/ Products and I
hereby release Promoter, Tamara Lowe, and their officers, employees,
interns, contractors, sponsors and representatives from any and all liability to
me, my personal representatives, estate, heirs, next of kin, and assigns for
any and all claims and causes of action for loss of or damage to my property
and for any and all illness or injury to my person, including my death, that
may result from or occur during my participation at the Seminar/ Program/
Products, whether caused by negligence of the Promoter, its governing
board, officers, employees, or representatives, or otherwise.  I further agree
to indemnify and hold harmless the Promoter, Tamara Lowe, and any third-
party company from liability for the injury or death of any person(s) and
damage to property that may result from my negligent or intentional act or
omission while attending and participating in the Seminar/ Program/
Products. Under no circumstances will Promoter, Tamara Lowe, or their
assigns be held liability for my injury or death or any loss or damage of my
personal belongings resulting from my participation in the Seminar/
Program/ Products. Should I require emergency medical treatment as a result
of accident or illness arising during my attendance and participation in the
Seminar/ Program/ Products, I consent to such treatment. I acknowledge and
I agree to be financially responsible for any medical or legal bills that may
be incurred as a result of emergency medical treatment. I will notify
Promoter verbally and in writing if I am at any time injured prior to, during,
or after the Seminar/ Program in my travels or attendance, or if I have
medical conditions about which emergency medical personnel should be
informed; however, I understand that Promoter is not legally obligated to act
on that information in any way or to providing any medical service
whatsoever to me. I agree that if I have any medical or psychological
conditions that may hamper me from fully and healthfully participating in
the Seminar/ Program/ Products that I will notify the Promoter and that the
Promoter retains the right to ask that I not participate in portions of or the
entirety of the Seminar/ Program/ Products.
Liability Disclaimer: No Professional Advice
The information contained in or made available by the Promoter, Tamara
Lowe, or any third-party through the Seminar/ Program/ Products or their
websites or services cannot replace or substitute for the services of trained
professionals in any field, including, but not limited to, mental, financial,
medical, psychological, or legal fields. Promoter does not offer any
professional personal, medical, financial or legal advice and none of the
information contained in the Seminar should be confused as such advice.
Neither Promoter, Tamara Lowe nor their assigns, sponsors, speakers,
partners, contractors or any of their affiliates will be liable for any direct,
indirect, consequential, special, exemplary or other damages to the Attendee
or the Attendee’s business, including economic loss, that may result from
participation in the Seminar/ Program/ Products or from the use of, or the
inability to use, the materials, information, or strategies communicated
through the Seminar or any products or services provided pursuant to the
Seminar/ Program/ Products, even if advised of the possibility of such
damages. Under no circumstances, including but not limited to negligence,
will Promoter or Tamara Lowe be liable for any special or consequential
damages that result from Attendee’s participation in the Seminar/ Program/
Products. You, the Attendee, alone are responsible and accountable for your
decisions, actions and results, and by your participation in our Seminar/
Program/ Products, you acknowledge such and agree not to attempt to hold
us, the Promoter or Tamara Lowe, liable for any decisions, actions or results
that you make or experience personally or professionally, physically or
financially, in business or in life, due to your participation in the Seminar/
Program/ Products at any time, under any circumstance.
Confidentiality and Non-Compete
We respect your confidential and proprietary information, ideas, plans,
copyrights, patents, trademarks, trade secrets and intellectual property rights
(collectively, “Intellectual Property”) and must insist that you respect the
same rights of fellow Seminar/ Program participants, Tamara Lowe and the
Promoter. By your participation, you agree not to infringe on the Intellectual
Property rights of any Seminar/ Program participant, Tamara Lowe, or the
Promoter. Therefore you hereby understand and agree that the Intellectual
Property as well as the tools, techniques, processes, formulas, strategies,
concepts, materials, content, design, and information (hereafter referred to as
“Intellectual Property and Confidential Information”) presented in the
Seminar/ Program/ Products are confidential, copyrighted, and/or proprietary
to the Promoter and/or Tamara Lowe and that any Intellectual Property and
Confidential Information shared by Seminar/ Program/ Products participants
or any representative of the Promoter is confidential and proprietary, and
belongs solely and exclusively to the participant who discloses it or to the
Promoter.
Therefore you, the Attendee, hereby agree not to record, duplicate,
distribute, teach or train the Seminar/ Program/ Products Intellectual
Property and Confidential Information in any manner whatsoever without
the express written permission of the Promoter and/or Tamara Lowe. You
agree to treat all Intellectual Property and Confidential Information as
valuable, special and unique assets of the Promoter and/or Tamara Lowe and
will protect the Intellectual Property and Confidential Information and treat
it as strictly confidential. You agree that you will not directly or indirectly
engage in any competitive business with the Promoter and/or Tamara Lowe
in the geographic territory of North America, South America, Europe, Asia,
or South Africa. Directly or indirectly engaging in any competitive business
includes, but is not limited to engaging in business as an owner, partner,
agent, or employee; having a direct or indirect interest in any such business;
or soliciting any customer of Promoter for the benefit of the Attendee or a
third party engaged in such business. Attendee further agrees that this non-
compete provision will not adversely affect Attendee’s livelihood.
Additionally, any unauthorized use or distribution of the Seminar/ Program/
Products Intellectual Property and Confidential Information by you or your
representatives is prohibited and Promoter will pursue legal action and full
damages if these terms are violated in order to protect its rights. You hereby
understand and agree that violation of this paragraph will be a material
violation of the Terms and Conditions of this Agreement and will justify
legal and/or equitable relief. You hereby agree that if you violate, or display
any likelihood of violating, any of your agreements contained in this
paragraph the Promoter will be entitled to injunctive relief to prohibit any
such violations to protect against the harm of such violations.
While you are free to discuss your personal results from the Promoter’s
Seminars, Programs, Products and training, you must keep the experiences
and statements, oral or written, of Tamara Lowe and all participants in the
strictest of confidence.
Adult Content
We discourage the use of adult or profane language from the platform,
however we are not responsible for the communication of participants,
Venue staff, attendees, and guests. Attendees and participants who are
uncomfortable with such content should not attend the Seminar/ Program.
Spiritual Content
We and our attendees or participants may respectfully and courteously
discuss spiritual topics relating to personal and professional growth during
the Seminar/ Program or in the Products. We consider our educational
events and Products a forum for ideas and believe that each individual can
make a positive contribution to the group regardless of their personal beliefs,
even if they differ from the personal beliefs of others in the group. Attendees
and participants who are uncomfortable with such topics should not attend or
participate in the Seminar/ Program/ Products.
Political Content
We and our attendees or participants may respectfully and courteously
discuss political topics relating to global business, social justice, or personal
and professional growth in the Seminar/ Program or in the Products. We
consider our educational events and Products a forum for ideas and believe
that each individual can make a positive contribution to the group regardless
of their personal beliefs, even if they differ from the personal beliefs of
others in the group. Participants who are uncomfortable with such topics
should not attend or participate in the Seminar/ Program/ Products.
Personally Objectionable Content
You agree that we have no liability to you for any content you find to be
objectionable, including but not limited to Adult, Spiritual or Political
topics.
Audio/Visual Rules and Release
Attendees may not use any type of recording device to capture the
information provided at the Seminar/ Program/ Products. No audio
recording, photography or videography is allowed in the Seminar room or is
to be used to capture information provided in Program/ Products.
By participating in the Seminar/ Program, Attendee understands that
portions of the Seminar/ Program may be recorded in video and audio and/or
captured in still and/or digital photographs by the Promoter. Attendee agrees
that the Promoter and its assigns have the right and permission to use such
recordings and photographs should they include Attendee’s name, likeness,
voice, biographical details, testimonial, or photograph for marketing,
advertising or any other purpose in any media or format, online and/or
offline, now or hereafter without further compensation, permission, or
notification to the Attendee. Attendee understands and agrees that all
recordings from the Promoter’s events are the exclusive rights of the
Promoter and Attendee does not ask for or expect compensation for the use
of recordings or photographs in which Attendee appears or speaks. Promoter
owns all rights of any audio, video, and/or photograph captured during the
Promoter’s Seminar/Program or at any of the Promoter’s other live events.
Seminar/ Program Privacy Policy and Terms of Use
Attendee acknowledges and agrees that they are subject to the Privacy
Policies and Terms of Use of the Promoter listed at:
http://www.kingdombuilders.academy.
100% Guarantee and Cancellation Policy for Seminars and Programs
If you are unable to attend a live Seminar or virtual Program that you have
registered for, please email [email protected] at least 3
business days prior to the event in order to qualify for Raincheck Vouchers
and transfers. If notified at least 3 business days in advance, we will be
happy to transfer your ticket(s) or pass(es) to a friend, family member or
business associate of your choosing, or provide you with a Raincheck
Voucher which entitles you attend a future Seminar or Program similar to
the one you are unable to attend (excluding travel expenses). All Seminar
tickets, Program passes and Raincheck Vouchers are fully transferable.
We have a 100% refund policy for any Seminar/ Program that is cancelled
within 10 days of registration. Once attendees register for a Seminar/
Program, we make extensive arrangements and investments and, in the case
of their cancellation, we incur significant administrative expenses and loss of
business. Therefore we do not accept cancellations or issue refunds
beginning 10 days after Attendee has registered for a Seminar/ Program.
Attendees who cancel within 10 days of registering are protected by our
100% refund policy and will receive a full refund. Any Attendee seeking to
cancel their registration after 10 days will not under any circumstances
receive a refund but instead may receive a ticket or pass to a future Tamara
Lowe or Kingdom Builders Academy, LLC event on the same or similar topic, or may
transfer their ticket(s) or pass(es) to another party. If you are unsure of
whether or not you can attend the Seminar/ Program please do not register.
If, for whatever reason, you are unable to attend the Seminar/ Program we
will happily refund your money within 10 days of registration, transfer your
ticket(s)/ pass(es) to someone else, or allow you to attend a future Kingdom Builders Academy or Tamara Lowe event on a similar topic at our sole discretion.
100% Seminar Satisfaction Guarantee
All of our Seminars are backed with a 100% Satisfaction Guarantee! We
guarantee that Attendees will be 100% satisfied with the Seminar should
they attend the entire event. Satisfaction is defined as the Attendees belief
that we have delivered on what we promised based on our Seminar
registration materials and website(s).
Attendees who are not satisfied with the Seminar must simply verbally
notify one of our staff members of their dissatisfaction, and return all course
materials, including personal notes, at the immediate conclusion of the
Seminar.
After having attended the entire event, if an Attendee is not satisfied and
they notify us in the manner described above at the conclusion of the event,
we will refund their full Seminar tuition, excluding travel expenses.
In some cases an unsatisfied Attendee may be asked to submit a letter
explaining their reasons for dissatisfaction and proof of purchase. Refunds
and reimbursements will be made within 30 days of the event. All
reimbursements are at the sole discretion of the Promoter and all Promoter
decisions are final and binding. Any statements of dissatisfaction or requests
for refunds not received at the Venue within 4 hours immediately following
the conclusion of the event, as described above, will not qualify for this
guarantee.
Please note that the guarantee does not apply if the attendee does not attend
the Seminar, or does not attend the entire Seminar. Further, the guarantee
cannot be substituted or confused with the Cancellation Policy.
100% Satisfaction Product Guarantee
Items purchased at the Internet’s only authorized source for Tamara Lowe’s
Kingdom Builders Academy products, the Kingdom Builders Academy Resource Center
are entitled to “Tamara Lowe’s 12-
month 100% Satisfaction Guarantee.”
Tamara Lowe’s 12-month 100% Satisfaction Guarantee:
If, for any reason within the first 12 months, you aren’t 100% satisfied
with your product purchase you can return it to us for a refund of your
purchased price!
In order to ensure your return is handled properly please read the following.
1. In order to receive a full refund of your purchase price (less shipping
and handling charges), please make sure to follow the directions
below.
2. First of all, you must have purchased the item from the Kingdom Builders Academy Resource Center (www.kingdombuilders.academy).
Unauthorized copies of Products are not eligible for Tamara Lowe’s
100% Satisfaction Guarantee. Products purchased at a Seminar,
Program or other website(s) are guaranteed according to the Terms
and Conditions stipulated on the order form or website(s).
3. You must return the Products to the address specified in your return
authorization. Please do not return your Products to the shipping
address that your Product was originally shipped from as we use many
different vendors for fulfillment and they are not responsible for items
returned to them directly. Doing so may impact your refund request.
4. The returned Products must include ALL PARTS of the ordered
Products, including but not limited to, all forms and bonus materials
and original packaging if applicable. Please return all products in like
new condition with original packaging if applicable.
5. Please include a copy of your invoice or packing slip. If you do not
have either of these, please include your first and last name,
shipping/billing address, email address and phone number, along with
proof of purchase.
6. Once we receive your complete returned package, we will process
your refund for the purchase price, less shipping and handling
charges.
7. Your refund payment will be in the same manner of your original
payment, i.e. if you paid by credit card, your refund will only be
credited to the same credit card used for the purchase. If the card has
expired, please let us know the new expiration date in order to
expedite your refund.
8. Once a return is received or valid refund request submitted, the
refund process will take no more than 30 days.
9. Excessive returns will not be accepted. Refunds will not be
given to any one customer for one specific product more than
twice. The money back guarantee is void after a customer has
used it for one specific product more than twice.
10. To ensure that your product is not lost or damaged, we
strongly recommend sending the product via a courier that can
insure and provide you with a tracking number. If we do not
receive the product back and the customer does not have proof
that the product was returned we cannot issue a refund. Valid
proof of returning a product includes: either delivery
confirmation or signature.
100 % Program Satisfaction Guarantee
Programs purchased through Kingdom Builders Academy, LLC (“Promoter”), Promoter
website(s) or at Promoter Seminars and Programs, are entitled to a 100%
satisfaction guarantee, which is governed by the terms and conditions that
are stipulated on the order form and/or in the promotional material(s)/
website(s) for the Programs. Please Note: MP3s, Coaching/ Consulting
Programs, Membership Subscriptions and e-books are NOT eligible for
refunds after they have been accessed and Programs are NOT eligible
for refunds after they have been accessed beyond the guarantee period
stipulated on the order form if purchased at a live public event or
Seminar.
Digital Content
Availability, Downloading and Risk of Loss of Digital Content/All Sales
Final/ License and Restrictions
Once you have purchased Digital Content, we encourage you to download it
promptly and to make back-up copies of it. If you are unable to complete a
download after having reviewed our online help resources, please contact
Kingdom Builders Academy customer service. You bear all risk of loss after purchase
and for any loss of Digital Content you have downloaded, including any loss
due to a computer or hard drive crash. All sales of Digital Content are final.
We do not accept returns of Digital Content.
1. License. Upon your payment of our fees for Digital Content, we grant you
a non-exclusive, non-transferable license to use the Digital Content for your
personal, non-commercial, entertainment use, subject to and in accordance
with the terms of this Agreement. You may copy, store, transfer and burn the
Digital Content only for your personal, non-commercial, entertainment use.
2. Restrictions. You represent, warrant and agree that you will use the
Service only for your personal, non-commercial, entertainment use and not
for any redistribution of the Digital Content or other restricted use. You
agree not to infringe the rights of the Digital Content’s copyright owner
(Promoter and/or Tamara Lowe) and to comply with all applicable laws in
your use of the Digital Content. You agree that you will not redistribute,
transmit, assign, sell, broadcast, rent, share, lend, modify, adapt, edit, sub-
license or otherwise transfer or use the Digital Content. You are not granted
any synchronization, public performance, promotional use, commercial sale,
resale, and reproduction or distribution rights for the Digital Content. You
acknowledge that the Digital Content embodies the intellectual property of
the Promoter and/or Tamara Lowe and is protected by law.
Review and Jurisdiction
These Terms will be governed by and construed in accordance with the laws
of the State of Florida, in the county of Palm Beach.  Attendee agrees that
any dispute that arises out of or relates to these Terms will be resolved via
non-binding mediation in the State of Florida, in the county of Palm Beach
via a professional mediator obtained by the Promoter and if a successful
mediation is not reached, to binding arbitration arbitrated in the State of
Florida, in the county of Palm Beach, in accordance with the policies set
forth by the American Arbitration Association. If any of these Terms of use
are found unlawful, void, or for any reason unenforceable, then that
provision will be considered severable from the remaining terms of use, and
will not affect the validity and enforceability of the remaining provisions.
Shipping Policies and Rates
Orders placed Monday- Thursday prior to 12pm EST will be shipped within
4 days. Orders placed between Thursday 12pm EST and Friday 12pm EST
will be shipped within 4 business days.
Number of delivery days quoted for Shipping Methods are from the Date of
Shipment, not the Date of Order Placement. This includes all expedited
orders, however expedited orders are given top priority and every effort is
made to ensure expedited orders are shipped within 1 business day.
International Orders: Please allow 2-4 weeks for delivery, due to customs.
Read about customs policies.
Calculating Shipping Costs
Shipping costs for orders from Kingdom Builders Academy, Inc depend upon the
method you choose and the shipping destination. Please also note that the
shipping rates for many items we sell are weight-based. To reflect the
policies of the shipping company we use, all weights will be rounded up to
the next full pound.
How are shipping costs calculated?
We charge a single flat fee for each shipment, plus additional, smaller fees
for each item in that shipment. The total shipping charge will be displayed
on the last page of the order form, before you place your order.
How are items shipped?
We reserve the right to choose an appropriate shipping carrier for your
shipment, but generally use the United States Postal Service, FedEx, UPS or
other applicable courier.  It is not possible to specify a preferred carrier
when placing your order. When you select One-Day or Two-Day Shipping,
we may use air or ground shipping as necessary to get your items to you
within the promised time frame. This is dependent upon your location.
Updates
These Terms and Conditions are subject to change at any time and at the
sole discretion of the Promoter. Please visit the site regularly for updates.
COPYRIGHT COMPLAINTS
We respect the intellectual property rights of others. If you believe that your
work has been copied on the Website in a way that constitutes copyright
infringement, please follow our Notice and Procedure for Making Claims of
Copyright Infringement:
If you believe that your work has been copied in a way that
constitutes copyright infringement, please provide our copyright
agent the written information specified below. Please note that this
procedure is exclusively for notifying us that your copyrighted
material has been infringed.
1. An electronic or physical signature of the person authorized to
act on behalf of the owner of the copyright interest;
2. A description of the copyrighted work that you claim has been
infringed;
3. A description of where the material that you claim is infringing
is located on the Website;
4. Your address, telephone number, and e-mail address;
5. A statement by you that you have a good-faith belief that the
disputed use is not authorized by the copyright owner, its agent, or
the law;
6. A statement by you, under penalty of perjury, that the
foregoing information in your notice is accurate and that you are the
copyright owner or authorized to act on the copyright owner’s behalf.
Forums
A “forum” means any message board, chat room, user review forum or an
yout interactive service appearing on any of the Sites and includes both
public and private folders.
You must register in accordance with instructions that you will find on the
Sites and in order to contribute to any forum. You may not post on any
forum, or send to any other forum user or our staff, any material that is
abusive, vulgar, threatening, harassing, libelous, defamatory, obscene,
invades a person’s privacy, violates any intellectual or other property rights
or that would otherwise violate any law.
You may not use any forum in a commercial manner. You may not post
material that solicits funds or that advertises or solicits goods or services.
You may not post material known to be false. You may not post or transmit
any information, software or other material that contains a virus or other
harmful component. We are not responsible for material appearing in any
forum on the Sites.
We are not responsible for screening material posted by users for libel, obscenity, invasion of privacy,
copyright or trademark infringement, accuracy, or for any other reason. We retain, however, the right to modify or remove messages or other material that we, in our sole discretion, consider infringing, offensive, abusive, defamatory, obscene, stale, or otherwise unacceptable. We also reserve the right to edit materials for
any other reason. Whether or not we modify or remove such material, users remain solely responsible for the content of their messages or postings. By posting on the Sites, you grant (or warrant that the owner of such rights has expressly granted) us and/or relevant affiliated companies the worldwide, perpetual, nonexclusive right to use your questions, comments, and postings, in their original or edited form, in television programs,
books, articles, commentaries, or in any other medium now known or later developed. You also warrant that you own or otherwise control all of the rights to the content you have posted and that the public posting and use of such content by us will not infringe the rights of any third party. Additionally, you warrant that any “moral rights” in posted materials have been waived. You are not entitled to any compensation for any
materials you may post on the Sites. Registration We may, at our discretion, suspend or terminate the registration of any forum user or general user who violates any of these terms of use of use, any of the forum member guidelines or for any other behavior that we in our discretion believe is inappropriate.
Registration
We may, at our discretion, suspend or terminate the registration of any forum
user or general user who violates any of these terms of use of use, any of the
forum member guidelines or for any other behavior that we in our discretion
believe is inappropriate. Disclaimers The information, services, products, claims,
seminar topics, and materials on our Sites are provided “as is” and without
warranties of any kind, either expressed or implied. We disclaim all warranties,
expressed or implied, including but not limited to implied effectiveness of the
ideas or success strategies listed on this site as well as those that are provided in
our products or to our participants at our events. The only exception is the
guarantees of satisfaction and graduation that are clearly labeled guarantees
within our Sites. Neither we nor any of our respective licensors or suppliers
warrant that any functions contained in the Sites will be uninterrupted or error-
free, that defects will be corrected, or that the Sites or the server that makes them
available are free of viruses or other harmful components. Neither we nor any of
our respective licensors or suppliers warrant or make any representations
regarding the use or the results of the use of the services, products, information
or materials in this site in terms of their correctness, accuracy, reliability, or
otherwise. You (and not we or any of our respective licensors or suppliers)
assume the entire cost of all necessary servicing, repair or correction to your
system. Applicable law may not allow the exclusion of implied warranties, so the
above exclusion may not apply to you. We do not endorse, warrant or guarantee
any speakers, products or services offered on the Sites or those we link to. We are
not a party to, and do not monitor, any transaction between users and third party
providers of products or services. Limitation of Liability Under no circumstances,
including but not limited to negligence, will we or any of our licensors or
suppliers be liable for any special or consequential damages that result from the
use of, or the inability to use, the materials or information on the Sites, or any
products or services provided pursuant to the Sites, even if advised of the
possibility of such damages. Applicable law may not allow the limitation or
exclusion of liability or incidental or consequential damages (including but not
limited to lost data), so the above limitation or exclusion may not apply to you. In
no event shall the total liability to you by us or any of our licensors or suppliers
for all damages, losses, and causes of action (whether in contract, tort, or
otherwise) exceed the amount paid by you to us, if any, for accessing the Sites.
Under no circumstances will we be held responsible or liable, directly or
indirectly, for any loss or damage that is caused or alleged to have been caused to
you in connection with your use of any advice, goods or services you receive from
a guest speaker on our Sites or at one of our events. We are also not responsible
or liable for any loss or damage that is caused or alleged to have been caused to
our guest speakers in connection with the display of their photo, name, or
biography posted on our Sites or in our marketing materials.
No Professional Advice
The information contained in or made available through the Sites (including but
not limited to information contained on message boards, in text files, or in chats)
cannot replace or substitute for the services of trained professionals in any field,
including, but not limited to, financial, medical, psychological, or legal matters.
In particular, you should regularly consult a doctor in all matters relating to
physical or mental health, particularly concerning any symptoms that may
require diagnosis or medical attention. We and our licensors or suppliers make
no representations or warranties concerning any treatment, action, or application
of medication or preparation by any person following the information offered or
provided within or through the Sites. Neither we nor our partners, or any of their
affiliates, will be liable for any direct, indirect, consequential, special, exemplary
or other damages that may result, including but not limited to economic loss,
injury, illness or death. You alone are responsible and accountable for your
decisions, actions and results in life, and by your use of the Sites, you agree not to
attempt to hold us liable for any such decisions, actions or results, at any time,
under any circumstance. Earnings Disclaimer We don’t believe in “get rich”
programs – only in hard work, adding value, building a real and professional
career, and serving others with excellence and constancy. Our programs are
intended to help you share your message with a wider audience and to make a
difference in the world while growing your personal brand. Our programs take a
lot of work and discipline just like any worthwhile endeavor or professional
continuing education program. Please don’t enroll in our programs if you believe
in the “money for nothing get rich quick” myth or ideology; we only want serious
people dedicated to real professional development who want to add value and
move humanity forward. As stipulated by law, we can not and do not make any
guarantees about your ability to get results or earn any money with our ideas,
information, tools or strategies. We just want to help by giving great content, direction,
and strategies. You should know that all products and services by our company are for educational and informational purposes only. Nothing on this page, any of our websites, or any of our content or curriculum is a promise or guarantee of results or future earnings, and we do not offer any legal, medical, tax or other professional advice. Any financial numbers
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